How It Works

Using CredKin is very easy. We help you navigate the complexities around credit management
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Get Started

Get Started

Review your Credit Reports from all Bureaus. We will identify opportunities for you to improve your score.
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Take Corrective Action

Take Corrective Action

Dispute Errors, negotiate, and build your score. You will find helpful tools to make it happen.
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Improve your financial well being

Improve your financial well being

Avail opportunities from our partner offers for multiple financial products all over the US.

Our Products

Credit is at the root cause of many financial challenges faced by Americans. Credit Building is a uniquely efficient lever to improve financial health. But to get started, first you have to understand Credit Scores. We help you with that.

CredKin provides you with a one-stop platform for all your Credit Monitoring and Financial Planning needs. It includes everything from Credit Reports from all 3 Bureaus, Alerts, Fraud Insurance, Money Management Tools, and access to vetted specialists. Our simulation tools helps you understand how you can build your credit worthiness to get access to more Financial Products and Services in America.

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Credit Monitoring

Credit Monitoring

Track Credit Reports from all 3 Bureaus, Monitor ID Theft, and receive tips to manage your finances.
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DIY Credit Restoration

DIY Credit Restoration

Easily use our DIY tool to draft and send your dispute letters to Credit Bureaus - All with just a few simple steps.
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Offers Marketplace

Offers Marketplace

Get access to multiple financial products including personal loans and credit builders.

Benefits

Our goal is to enhance financial literacy among our customers, not just by providing access to reports, but by empowering them to make informed decisions that pave the way for a financially sustainable future.
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3 Bureau Reporting

3 Bureau Reporting

3 Bureau Reports and Scores available every month
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Strong Coverage

Strong Coverage

Family Fraud Insurance (upto $1MM) for your peace of mind
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Real-Time

Real-Time

Credit Monitoring and Alerts to keep you up-to-date
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Collaboration Tools

Collaboration Tools

Dispute Management tools to help you manage your credit with creditors, data furnishers, and bureaus
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Credit Management

Credit Management

Calculator for understanding your Financial Health
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Financial Inclusion

Financial Inclusion

3rd Party Financial Offers based on your score customised to your credit situation

What we offer

One price per month for all your credit management needs.

Consumers

One Platform for your financial well-being
  • Report from all 3 Bureaus
  • Credit Monitoring and Alerts
  • Fraud Insurance and more…

Employers

Looking to help your employees improve their financial well being

Contact us for a customised package for your employees

Frequently Asked Questions

What is CredKin’s Mission?

CredKin is built by Immigrant Founders who understand the complexities around credit management. Our mission is to help all Americans get fair access to financial services. Credit Monitoring is Step 1 in that process. Poor Credit depletes the wages of hard-working Americans. Many of us are forced to borrow from predatory 3rd party alternatives with astronomically high cost of funds. Our mission is to change the "status quo" for a more financially inclusive America.

What services do you offer?

Our Credit Monitoring service is comprehensives and allows you to understand your credit score and its multiple variables. We just dont provide you with a credit score, we will also provide you with detailed analysis around credit management.

How will Credit Monitoring help me?

With Credit Monitoring, you will be able to start your journey towards improving your credit worthiness. For example, an error on your credit report can potentially harm your score . By using our system, you can identify any errors and get started with the process of rectifying them with creditors or credit bureaus.

How will a good credit score improve my life?

Great question. An American with a credit score of 800+ is likely to have access to more financial products at more competitive rates versus someone with a credit score of 550+. With a low score, there are less opportunities available for getting access to lending products and even if you do, you may be paying high interest rates. By monitoring your credit, you will start your credit management journey.
For any questions, please contact us at support@credkin.com