Terms of Use - CredKin - Financial Well-being Platform for Employers

Terms of Use

The Credkin website located at www.credkin.com is owned and operated by Instakin Inc. Certain features of the Site may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.

These Terms of Use describe the legally binding terms and conditions that oversee your use of the Site. By logging into the site, you are being compliant with these terms and you represent that you have the authority and capacity to enter into these Terms.


The terms “we,” “us,” “our,” , CredKin’ and “InstaKin Inc” refer to InstaKin, Inc. “You” and “your ” refer to you, as a user of this Site. “Site” refers to credkin.com and all web pages contained within the credkin.com domain. By accessing or using this
Site, you understand and agree: (1) to accept, comply with, and be bound by these Terms, which may be updated by us from time to time; (2) you have the right, authority and capacity to abide by these Terms; (3) to comply with all applicable laws, rules and regulations concerning your access to and use of this Site, and (4) you are over 18 years of age. If you do not agree to these Terms, please do not use this Site.

Intellectual property Ownership

The site and all materials (collectively ‘the content’ are the property of InstaKin Inc and/or a third party. InstaKin (and its licensors, where applicable) own all rights, titles, and interests, including all related intellectual property rights (trademark, copyright, patent or otherwise), in and to the website and any suggestions, ideas, enhancement requests, feedback, recommendations or other information provided by you or any other party relating to the website.

The Terms of Use do not constitute a sell and do not convey to you any rights of ownership in or related to the website or any intellectual property rights owned by Instakin or its licensors.

Copyright Policy

Company respects the intellectual property of others and asks that users of our Site do the same. In connection with our Site, we have adopted and implemented a policy respecting copyright law that provides for the removal of any infringing materials and for the termination of users of our online Site who are repeat infringers of intellectual property rights, including copyrights.

Use of Information and Materials

Any and all of the terms, conditions, and descriptions that appear on these pages, as well as the information and materials provided herein, are subject to change at any time without prior notice. Any unlawful use of our websites or systems, such as breaching in our systems, misusing passwords, or misusing any information placed on the site, is strictly prohibited. We reserve the right to make changes to pricing and specifications without prior notice and without incurring any obligations to you. InstaKin Inc does not want to receive through this Site any information or materials you consider confidential or proprietary. 


Links on this site may lead to other websites owned or provided by other entities (non-affiliates). We take no responsibility for the content, accuracy, quality, or availability of any information, materials, products, or services provided by any third-party sites linked to this Web site. If you leave our site via a link to a third-party site, you should be aware that we are not responsible for the content or operation of that site, nor do we endorse or recommend any of the products or services advertised or sold there. The privacy policies of such third parties may differ from our own, and the security of the third-party websites may be lower.

No Warranty

Everything you find on this site, whether it be text, graphics, links, or anything else, is provided to you “AS IS” and “AS AVAILABLE.” We expressly disclaim any responsibility for any errors or omissions in the information and materials provided herein and do not guarantee their accuracy, adequacy, or completeness. No express, implied, or statutory warranty is made regarding the information and materials provided herein, including, but not limited to, the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus.

Limitation of Liability

We are not responsible for any damages, losses, or expenses of any kind resulting from anyone’s use of, or inability to use, this site or any linked site, or resulting from any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if we are aware of the possibility of such damages.


Any material, information, idea, concept, know-how, or techniques communicated to us through this site shall be deemed, and shall remain, our property. Furthermore, we shall be free to use, for any purpose, any material, information, idea, concept, know-how, or techniques communicated to us through this site. Our obligations and responsibilities to consumers under our Privacy Policy for Consumers are not diminished or limited in any way by anything in this policy.


No part of this site is intended for distribution into, or use by, any jurisdiction or country where to do so would be contrary to local law or regulation. No distribution or solicitation is made to any person to use this Site or any such information, products, or services offered on or through this Site in jurisdictions where the provision of this Site and such information, products, and services is prohibited by law.

Additional Terms

These Terms of Use are in addition to any other terms and conditions that may be posted on specific pages or areas of this site. When there is a discrepancy between the main terms and conditions and the extra terms and conditions, the latter will take precedence.

Governing Law

Legal jurisdiction for any disputes arising out of, or related to, the use of this site shall rest exclusively in the courts of the State of Delaware in the United States of America. Defendant Party agrees that any litigation must occur in the State and County where Defendant Party is registered in America.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You. Our Service may give You the ability to delete certain information about You from within the Service.

You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.

Please note, however, that we may need to retain certain information when we have a legal obligation or lawful basis to do so. Email: support@credkin.com

Yes. For a one-time setup fee of $99, a CredKin Specialist can on-board you on our software. You can email us at cs@credkin.com for more info.